Joseph Duncan
B: 1959-02-26
D: 2015-10-04
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Duncan, Joseph
Patrick McDonald, Sr.
B: 1944-04-01
D: 2015-10-04
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McDonald, Sr., Patrick
Brian McElroy, Sr.
B: 1957-09-10
D: 2015-09-28
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McElroy, Sr., Brian
Doris Perez
B: 1928-06-11
D: 2015-09-22
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Perez, Doris
Hudson Cushman
D: 2015-09-17
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Cushman, Hudson
Elnora Phinney Doonan
B: 1918-09-06
D: 2015-09-16
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Phinney Doonan, Elnora
Sr. M. Elizabeth McDaniel, RSM
B: 2015-00-00
D: 2015-09-15
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McDaniel, RSM, Sr. M. Elizabeth
John Pulver
B: 1933-05-27
D: 2015-09-15
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Pulver, John
George Konisky
B: 1929-01-26
D: 2015-09-11
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Konisky, George
Russell Vroman
B: 1938-12-17
D: 2015-09-07
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Vroman, Russell
George Schroll
D: 2015-09-05
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Schroll, George
Rosemary Williams
B: 1927-10-06
D: 2015-09-04
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Williams, Rosemary
Constance Zobie
B: 1931-10-13
D: 2015-08-26
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Zobie, Constance
Joyce Biondi
B: 1939-05-06
D: 2015-08-22
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Biondi, Joyce
Mildred Richardson
B: 1917-10-10
D: 2015-08-22
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Richardson, Mildred
Glenn Frank
B: 1965-11-01
D: 2015-08-19
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Frank, Glenn
Earl Smith, Jr.
B: 1946-04-22
D: 2015-08-19
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Smith, Jr., Earl
Angeline Cacciotti
B: 1928-12-30
D: 2015-08-18
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Cacciotti, Angeline
Howard Adams
B: 1937-10-08
D: 2015-08-15
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Adams, Howard
Ronald Pratt
B: 1929-02-15
D: 2015-08-13
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Pratt, Ronald
Janet Wagner
B: 1941-03-29
D: 2015-08-09
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Wagner, Janet


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1700 Washington Avenue
Rensselaer, NY 12144
Phone: 518-286-3400
Fax: 518-283-7897

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Pre-Payment Options


A funeral is an essential expenditure, and a little planning will eliminate the uncertainty of costs and payment. If you don't plan for funeral expenses, you run the risk of your family having to ask friends and relatives to share an unexpected financial burden, which can put everyone in an embarrassing and uncomfortable position. And if you borrow money, it has to be repaid.

Here are some options for financing funerals:

Pre-Need Insurance

Pre-need plans are designed to cover the expenses associated with your death and funeral. Pre-need insurance companies such as Homesteaders Life and Fortis Family offer several payment options to give you flexibility.


Generally, annuities allow for the money you pay to be invested. Interest is earned which will, over time, increase the amount of money available to pay for your funeral.

Life Insurance

A traditional life insurance policy can meet several needs--pay off loans, fund education costs, and provide for living expenses, as well as funeral expenses.

Bank or Funeral Trust

A funeral trust is similar to a savings plan. The earnings on funeral bank trust funds are taxed every year, and paid either by the family or by the trust itself.

Savings Account

Beware with this strategy. A long illness can easily deplete short-term savings, while taxes and early withdrawal penalties can reduce long-term savings.

For more information on funeral pre-planning and pre-funding, contact us.

Immediate Need

If you have immediate need of our services, we're available for you 24 hours a day.

Obituaries & Tributes

It is not always possible to pay respects in person, so we hope that this small token will help.


A gift to your family, sparing them hard decisions at an emotional time.

Order Flowers

Offer a gift of comfort and beauty to a family suffering from loss.

Daily Grief Support by Email

Grieving doesn't always end with the funeral: subscribe to our daily grief support email, designed to help you a little bit every day, by filling out the form below.

518-286-3400 1700 Washington Avenue | Rensselaer, NY 12144 | Fax: 518-283-7897 | Email: